# 0. How to read this report › 0.3 Plain-English glossary (1)

Checks 1 to 4 of 12, each with its evidence

## What you can do here

- **Verify 1: CRA (credit reference agency) | A company t…**: Verify: CRA (credit reference agency) | A company that collects records of pe…
- **Verify 2: Credit score | A number a CRA or a scoring…**: Verify: Credit score | A number a CRA or a scoring company (such as FICO or V…
- **Verify 3: Thin file / credit invisible | A thin file…**: Verify: Thin file / credit invisible | A thin file holds too little data to s…
- **Verify 4: Open Banking | UK rules that let a customer…**: Verify: Open Banking | UK rules that let a customer allow a regulated third p…
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