# 2. UK rules › 2.9 Open Banking: consent, oversight, Smart D… (1)

Checks 1 to 4 of 8, each with its evidence

## What you can do here

- **Verify 1: Customers no longer re-authenticate with th…**: Verify: Customers no longer re-authenticate with their bank every 90 days for…
- **Verify 2: First connection still needs SCA (source, a…**: Verify: First connection still needs SCA (source, accessed 2026-10-31; PS21/1…
- **Verify 3: Data (Use and Access) Act 2025 and Smart Da…**: Verify: Data (Use and Access) Act 2025 and Smart Data:
- **Verify 4: The Act (DUAA) lets the government set up S…**: Verify: The Act (DUAA) lets the government set up Smart Data schemes through…
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- **Open Meet the research: 2.9 Open Banking: con**