Connect accounts at other banks
A person, an organisation or an agent acting under its mandate connects accounts held at other banks through Open Banking account information access, with the account holder's explicit consent given at their own bank; sees those balances alongside their EDGE accounts; renews consent before it lapses or withdraws it at any time, with access stopping at once; and, only with a separate consent for one named application, lets those accounts be used for an affordability check. An agent can start, read, renew and withdraw a connection within its mandate, but only the account holder can give consent at their bank.