Scheduled payments

A person, an organisation or an agent acting under its mandate sets up a payment to a saved, checked payee for a future date, or repeating on a regular schedule (a standing order); sees every upcoming payment before committing; can edit, pause, resume or cancel it; is warned before a payment is due if money is short and told plainly what happened if it could not be sent; and each payment that runs carries the same checks and proof as sending money now.